Why Do I Need a Life Insurance Exam?

Why Do I Need a Life Insurance Exam?   A life insurance exam is standard practice – many life insurance carriers require that applicants take medical exams to determine the rate you are charged for your term and whole life insurance policies. Although you may want to avoid an exam or feel it is unnecessary, you will generally get a better rate if you submit yourself to a life insurance exam by a paramedical professional. These medical professionals are paid ...